Plain Credit Card Set Payment
The Plain Credit Card Set Payment provides a simple and secure way for retailers to accept traditional credit card payments from their customers. This feature ensures a streamlined checkout experience while prioritizing security and convenience.
How it Works
A customer visits your online apparel store and fills their cart with a new dress and a pair of shoes. During checkout, they can easily enter their credit card details (card number, expiry date, and CVV) directly into your secure form. No need to be redirected to a separate payment gateway page.
Here's what happens behind the scenes:
- Real-time validation: The system instantly checks for accuracy and correct formatting, ensuring smooth processing.
- Tokenization for secure storage: Validated details are transformed into a secure token, meeting PCI requirements for safe storage. No sensitive data like card numbers are stored in their original form.
- Secure data storage: All relevant information, including the token, customer ID, cart ID, and (optionally) encrypted additional payment data, are stored securely in your designated "Payments" table. This can include Customer ID, Cart ID, Authorization code (if provided by the payment processor), Billing address, etc.
Additional Information
- The plain credit card payment is set up through a Payment Service Provider (PSP).
- The process involves making an API call to the PSP's endpoint.
- The API call is authenticated using a bearer token.
- Specific headers are required, including tenant and site identifiers.
- The payment data is sent in JSON format in the request body.
This setup allows for seamless integration of credit card payments into your e-commerce platform, ensuring a smooth transaction process for your customers while maintaining high-security standards.
To set up Plain Credit Card Payments, check our Update Cart API Documentation.